Golden Visa for High Net Worth Individuals
A golden visa for high net worth Individuals can give you a versatile European home, greater freedom to travel and new business opportunities. Let Elite Golden Visa simplify the process for you.
A Strategic Route to European Residency
More Freedom for the Life You’ve Built
You may want a place in Europe for longer stays, spontaneous trips or time with the people you love. Perhaps you’re planning for retirement, considering relocation or giving yourself more economic flexibility.
Portugal residency for wealthy individuals can support these goals while still giving you the freedom to travel and explore. This golden visa route may be best for you if your wealth came from investments, property, inheritance, a successful career or a business. Elite Golden Visa helps you define the best route for you and the ideal way to approach relocation or Portuguese residency.
The benefits of applying for a Portuguese golden visa include:
Easier European travel: Use Portugal as a comfortable starting point for short business trips, holidays and visits across the Schengen Area.
Accommodates your family: Include eligible relatives and create an option that can support more than one generation.
Tranquillity and relaxation: Spend more time in a country known for its coastline, culture, food and relaxed lifestyle.
A flexible second home: Keep your main home elsewhere while building a meaningful connection with Portugal at your own pace.
Portugal’s Golden Visa provides residency in return for a qualifying investment. Eligible family members may also be included. That flexibility is supported by a minimum stay of 7 days in the first year and 14 days during each following two-year period, without requiring an immediate full-time move.
Successful applicants may live, work and study in Portugal, with short, visa-free visits across the Schengen Area generally limited to 90 days in any 180-day period. Portugal remains the host country – living or working in other EU countries follows separate European Union and national rules.
The Golden Visa Investment Fund For High Net Worth Individuals
The Portugal Golden Visa for high net worth individuals uses a regulated investment-fund route. Elite Golden Visa doesn’t coordinate property, donation or direct business investment routes.
Portugal currently requires at least €500,000 in qualifying investment funds that aren’t directly or indirectly focused on real estate. The investment must be held for at least 5 years, and at least 60% of the fund’s value must be invested in Portuguese companies.
The funds are overseen by Portugal’s securities regulator, the CMVM, the Portuguese Securities Market Commission. As with any foreign investment, this provides a framework for management and reporting but doesn’t remove risk or guarantee returns.
A golden visa investment fund for high net worth applicants may form one small part of a wider picture. Elite Golden Visa gathers the necessary information once, so you don’t have to repeat private details about your income, assets or high net worth portfolio across several conversations.
You’ll receive a curated shortlist of CMVM-regulated Golden Visa funds rather than an overwhelming catalogue of investment opportunities. We don’t recommend a fund or compare published returns. We only offer the information, letting you choose with the guidance of an independent financial advisor.
Before individual fund material mentioning returns is shared, the relevant high-net-worth self-certification and consent are completed.
A Personal Service That Protects Your Time
Residency by investment involves identity checks, banking arrangements, legal documents, appointments and renewals. Elite Golden Visa keeps them on one timeline through one point of contact, fixed fees and people on the ground in Portugal.
Our Step-by-Step Application Process
From your initial consultation to residency approval, our experienced team coordinates every step of your Portugal Golden Visa journey.
1
A private conversation
Tell us what you want from Portugal, whether that’s global mobility, quality of life or a long-term option.
2
Confirming your eligibility
An independent immigration lawyer checks the essential requirements before the process moves forward.
3
Complete one KYC
Provide the core information once, so you aren’t repeating the same paperwork to different people.
4
Consider the fund shortlist
Review suitable options in your own time and make an independent decision without sales pressure.
5
Bringing everything together
Elite Golden Visa coordinates the banking, fund, legal and investment application stages around one clear plan.
6
Submitting the application
Independent lawyers prepare the Golden Visa application and manage the legal filing with AIMA.
7
Stay supported afterwards
Ask for help with renewals, family changes, and settling into life in Portugal
The process also includes due diligence, background checks and evidence showing the lawful source of funds.
Please keep in mind that making the investment doesn’t guarantee approval, and the requirements may change.
Call (US) +1 442 212 9369 or (UK) +44 204 525 5362 to let Elite Golden Visa turn a complicated process into one clear, carefully managed plan.
Understanding Residency by Investment Programs
Golden Visa programs and other investment programs differ across European countries. Investment amounts, time commitments and long-term options aren’t interchangeable, so broad comparisons can create more confusion than clarity.
Elite Golden Visa currently specialises in Portugal’s regulated fund route, giving helpful advice on residency rights, relocation tactics, and helping you reach long-term stability in Portugal. Explore the full Portugal residency-by-investment program or discover more about the Portuguese lifestyle.
Residency by Investment vs Citizenship by Investment
Golden visas grant residency, not citizenship. Citizenship by investment grants nationality directly, while Portugal’s program gives legal residence and any later citizenship application is separate.
Under Portugal’s current nationality law, most non-EU and non-Portuguese-speaking-country nationals become eligible to apply for citizenship after 10 years of legal residence. EU and Portuguese-speaking-country nationals generally use a 7-year period. Citizenship is never automatic, and further language, civic, security, financial and legal requirements apply. Our team can clarify which residency programs are best suited for you if your main goal is to acquire citizenship.
Permanent residence is also separate. You may become eligible to apply after 5 years of temporary legal residence if you meet the permanent residency requirements in force at the time. This is applicable for global investors and foreign investors.
Residency and tax residency are different too. Holding a Golden Visa doesn’t automatically make you a Portuguese tax resident. Speak to an independent tax adviser rather than making the decision around assumed tax benefits. They can clarify if there’s any economic and political risk involved for you and your business.
- Ready to begin your Portuguese residency journey?
Golden Visa FAQs for High
Net Worth Individuals
We’ve curated a few questions that may help high net worth applicant get more clarity on their golden visa applications.
Do I need to own a business to apply?
No. You may be an investor, senior professional, retiree, beneficiary of family wealth or someone who sold property or a company. You can apply for a Portuguese golden visa as long as you meet the investment requirements.
Is there a minimum personal net worth requirement?
The Portugal Golden Visa is built around the qualifying €500,000 investment rather than one public net-worth figure for every applicant. Separate investor-classification rules may apply before fund information is given, so Elite Golden Visa explains these privately.
Can my existing assets remain outside Portugal?
Your wider portfolio doesn’t generally need to move to Portugal. The selected bank and fund may still request information about your source of wealth and funds.
Can I keep running my business outside Portugal?
Yes. The limited stay requirement is designed to fit around an international schedule, so you can maintain your business and home base elsewhere while maintaining Portuguese residency and enjoying visa-free travel subject to the current rules. Many golden visa programs accommodate global business management.
Do I need to know which fund I want before calling?
No. Your first conversation is about your goals and circumstances, not choosing a fund on the spot. The shortlist comes later, once the correct checks and introductions are in place.
Is the fund route the same as investing in a Portuguese business?
No. Elite Golden Visa coordinates the regulated investment-fund route, not direct company ownership or a business-creation route. The fund manager decides how the fund operates in its mandate.
On-the-Ground Support in Portugal
If Portugal and the golden visa for high net worth individuals feels like the right route for your life, book your private discovery with Elite Golden Visa.
Elite Golden Visa provides immigration consultancy services. We do not provide financial or legal advice. All legal services are delivered by independent, qualified immigration lawyers. All investment decisions should be made with independent financial advice.
